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Health care accounts HSA - Health Savings Accounts allow employees to set aside a portion of their paychecks (before taxes) into an "IRA-like" custodial account to save for the future or pay expenses not covered by another health plan. Employers may also contribute to employees’ HSAs. To qualify for an HSA, the employee must also be covered by an IRS qualified high-deductible health plan. Unlike FSAs, unused funds can be carried forward to the future and/or invested. HSAs are also portable and can be taken to a new employer or used at retirement. An HSA can also be coupled with a "limited" FSA that pays for vision, dental, or preventive care expenses that are not covered by another plan. FSA - Flexible Spending Accounts (click here to learn more) Health Reimbursement Arrangements (click here to learn more)
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